(724) 863-1600

Insurance shopping

When is the best time to start?

Although you are bombarded with advertisements for insurance, you probably don’t think about shopping for insurance on a regular basis.  When should you start looking to get a better rate or to change coverage?  The best time to begin shopping for insurance is a month or two before your policy’s renewal date, and here’s why:

  • You will be receiving renewal paperwork around this time, so you will know what your rates and coverage will be for the upcoming term
  • If you do decide to switch carriers, you can make a clean transition right around the renewal date
  • Some carriers will give you a discount on your policy for shopping early

Of course, our team of insurance specialists at MCM Insurance Services, Inc. are more than happy to help you review your coverage needs at any time.  However, we also make an effort to reach out to our clients leading up to their renewal date to help identify if there are any ways we can help them get a better rate, or more coverage for their dollar.  If you are getting close to your policy’s renewal date or if you are just curious to learn more about all of the ways MCM helps our clients, get in touch with us today by calling 724-863-1600 or by contacting us here.